Liability
Pays for injury and property damage you cause to others. Required in nearly every state, and the minimum is often far below what a serious accident costs.
Auto insurance rates from $30/month*
Compare rates in 2 minutes
Coverage
Know what you are comparing
The cheapest premium is not always the cheapest year. Here is what sits behind the number.
Collision
Repairs or replaces your own car after a crash, whoever was at fault. Usually required while you are financing or leasing.
Comprehensive
Covers the damage that has nothing to do with driving: theft, hail, flood, fire, falling branches, a cracked windshield.
Uninsured motorist
Steps in when the driver who hit you has no insurance or not enough of it. Often the cheapest meaningful coverage on the page.
Medical payments / PIP
Helps with medical bills for you and your passengers after an accident, regardless of fault. Required in some states.
Roadside and rental
Towing, jump starts, lockouts, and a car to drive while yours is in the shop. Small add-ons that decide how a bad day goes.
Questions
Straight answers before you start
How much does this cost?
Nothing. Comparing quotes here is free. If you buy a policy, you buy it from the insurer at the insurer's price.
Will this affect my credit score?
No. Getting quotes uses a soft inquiry where insurers use credit-based insurance scores at all, and soft inquiries do not affect your credit score.
How long does it take?
Most drivers get through the questions in about two minutes. Having your current declarations page and your VIN nearby makes it faster and more accurate.
Can I switch before my current policy ends?
In most cases yes, and any unused premium is typically refunded. Start the new policy before you cancel the old one so you are never uninsured, even for a day.
Who are you, exactly?
We are an independent comparison and referral service, not an insurance company. We do not issue policies, set prices, or decide claims. We connect you with licensed insurers and agents who do.
What happens to my information?
It is used to match you with insurers and agents who can quote your situation, as described in our privacy policy. Read it before you start if you would like the details.
See what you could be paying instead
Rates change constantly. Checking costs you two minutes and nothing else.
Compare rates now